diff --git a/bank-fio.scm b/bank-fio.scm
index 5e704b9..f3857cb 100644
--- a/bank-fio.scm
+++ b/bank-fio.scm
@@ -33,7 +33,7 @@
 
  (import scheme
 	 (chicken base)
-	 (chicken irregex)
+	 (chicken string)
 	 bank-account
 	 csv-simple
 	 progress)
@@ -44,9 +44,13 @@
    (let ((id (string->number (car row)))
 	 (date (cadr row))
 	 (amount (string->number
-		  (irregex-replace (irregex "," 'u)
-				   (caddr row)
-				   ".")))
+		  (let* ((astr (caddr row))
+			 (ci (substring-index "," astr)))
+		    (if ci
+			(string-append (substring astr 0 ci)
+				       "."
+				       (substring astr (add1 ci)))
+			astr))))
 	 (currency (string->symbol (cadddr row)))
 	 (varsym (list-ref row 9))
 	 (message (list-ref row 12)))
diff --git a/members-payments.scm b/members-payments.scm
index 83cd9b1..5ea9664 100644
--- a/members-payments.scm
+++ b/members-payments.scm
@@ -55,7 +55,7 @@
 	       (let* ((msg (bank-transaction-message transaction))
 		      (ci (substring-index "," msg))
 		      (vs (if ci
-			      (substring msg ci)
+			      (substring msg 0 ci)
 			      msg)))
 		 (string->number vs)))))
      varsym-id))