diff --git a/fetch_fio.sh b/fetch_fio.sh
index b8505c1..dcd75a6 100644
--- a/fetch_fio.sh
+++ b/fetch_fio.sh
@@ -119,7 +119,6 @@ get_file_date() {
 # $1 - URI
 # $2 - output file
 download_file() {
-    log "Downloading \"$1\" to \"$2\""
     url="$1"
     fname="$2"
     tmpfname="$fname.tmp"
@@ -132,7 +131,7 @@ download_file() {
 		    cp "$fname" "$oldfname"
 		fi
 		mv "$tmpfname" "$fname"
-		log Finished
+		log Rename OK
 		break
 	    else
 		log Download successfull but empty or non-existing result.
@@ -151,7 +150,11 @@ download_file() {
 # $2 - year
 # $3 - destination file name
 download_year() {
-    download_file "${APIURI}/periods/$1/$2-01-01/$2-12-31/transactions.csv" "$3"
+    log "Downloading ${APIURI}/periods/.../$year-01-01/$year-12-31/transactions.csv to $fname"
+    apikey="$1"
+    year="$2"
+    fname="$3"
+    download_file "${APIURI}/periods/$apikey/$year-01-01/$year-12-31/transactions.csv" "$fname"
 }
 
 # Current year (last in seq)
@@ -190,23 +193,23 @@ while read accnt ; do
     for year in `seq $YEAR $CYEAR` ; do
 	# Check whether it needs fetching
 	CSVNAME="$BANK_DIR_PARTS/$ACCNO-$year.csv"
-	UPDATED=`get_file_date "$CSVNAME"`
-	NYEAR=`expr $year + 1`
-	MINUPD="$NYEAR-01-02"
-	UTS=`date -d $UPDATED +%s`
-	MTS=`date -d $MINUPD +%s`
-	if [ "$UTS" -lt "$MTS" ] ; then
-	    log "Update $ACCNO in $year - updated $UPDATED, needs $MINUPD"
+	FILE_DATE=`get_file_date "$CSVNAME"`
+	NEXT_YEAR=`expr $year + 1`
+	MIN_DATE="$NEXT_YEAR-01-02"
+	FILE_TS=`date -d $FILE_DATE +%s`
+	MIN_TS=`date -d $MIN_DATE +%s`
+	if [ "$FILE_TS" -lt "$MIN_TS" ] ; then
+	    log "Update $ACCNO in $year - updated $FILE_DATE, needs $MIN_DATE"
 	    download_year "$APIKEY" "$year" "$CSVNAME"
 	    if [ "$year" -lt "$CYEAR" ] ; then
 		log "Sleeping for 30s before next API usage"
 		sleep 30
 	    fi
 	else
-	    log "Skipping $ACCNO in $year - already latest"
+	    log "Skipping $ACCNO in $year - already latest: $FILE_DATE"
 	fi
     done
 done < "$APIKEYS_FILE"
 
 # Mark
-log "$0" finished
+log "$0" ======== finished ========