diff --git a/fetch_fio_fine.sh b/fetch_fio_fine.sh
index d6dbe05..ab91e81 100644
--- a/fetch_fio_fine.sh
+++ b/fetch_fio_fine.sh
@@ -313,8 +313,10 @@ merge_acc() {
     
 }
 
-# Current year (last in seq)
+# Current year and month
 CYEAR=`date +%Y`
+CMONTH=`date +%m|sed s/^0//`
+MONTHLIMIT=3
 
 # Mark
 log "$0" ======== started ========
@@ -331,7 +333,8 @@ while read accnt ; do
     accrest2=${accrest#* }
     YEAR=${accrest2%% *}
 
-    # Check starting year before attempting partial downloads
+    # Check starting year before attempting partial downloads -
+    # doesn't matter much anymore, but kept as sanity check.
     if [ -z "$YEAR" ] ; then
 	log "Missing start year for account $ACCNO"
 	continue
@@ -345,35 +348,40 @@ while read accnt ; do
 	continue
     fi
     
-    # Iterate over years
-    for year in `seq $YEAR $CYEAR` ; do
-	# Check whether it needs fetching
-	CSVNAME="$BANK_DIR_PARTS/$ACCNO-$year.csv"
-	FILE_DATE=`get_file_date "$CSVNAME"`
-	NEXT_YEAR=`expr $year + 1`
-	MIN_DATE="$NEXT_YEAR-01-02"
-	FILE_TS=`date -d $FILE_DATE +%s`
-	MIN_TS=`date -d $MIN_DATE +%s`
-	if [ "$FILE_TS" -lt "$MIN_TS" ] ; then
-	    log "Update $ACCNO in $year - updated $FILE_DATE, needs $MIN_DATE"
-	    download_year "$APIKEY" "$year" "$CSVNAME"
-	    if [ "$year" -lt "$CYEAR" ] ; then
-		log "Sleeping for 30s before next API usage"
-		sleep 30
-	    fi
+    # Iterate over the months
+    monthsleft=$MONTHLIMIT
+    currentmonth=$CMONTH
+    currentyear=$CYEAR
+    while [ $monthsleft -gt 0 ] ; do
+	if ! [ "$currentmonth" = "$CMONTH" -a "$currentyear" = "$CYEAR" ] ; then
+	    log "Sleeping for 30s before next API usage"
+	    sleep 30
+	fi
+	# Proces unconditionally
+	currentmonthStr=$currentmonth
+	if [ $currentmonth -lt 10 ] ; then
+	    currentmonthStr=0$currentmonth
+	fi
+	CSVNAME="$BANK_DIR_PARTS/$ACCNO-$currentyear-$currentmonthStr.csv"
+	log "Update $ACCNO in $currentyear $currentmonth ($currentmonthStr)"
+	download_year_month "$APIKEY" "$currentyear" "$currentmonthStr" "$CSVNAME"
+	monthsleft=`expr $monthsleft - 1`
+	if [ $currentmonth = 1 ] ; then
+	    currentmonth=12
+	    currentyear=`expr $currentyear - 1`
 	else
-	    log "Skipping $ACCNO in $year - already latest: $FILE_DATE"
+	    currentmonth=`$currentmonth - 1`
 	fi
     done
 
     # Merge the account
     log "Merging $ACCNO"
-    merge_acc "$ACCNO" >"$BANK_DIR/$ACCNO.csv.tmp"
+    #merge_acc "$ACCNO" >"$BANK_DIR/$ACCNO.csv.tmp"
     log "Renaming $ACCNO"
-    if [ -r "$BANK_DIR/$ACCNO.csv" ] ; then
-	cp "$BANK_DIR/$ACCNO.csv" "$BANK_DIR/$ACCNO.csv.old"
-    fi
-    mv "$BANK_DIR/$ACCNO.csv.tmp" "$BANK_DIR/$ACCNO.csv"
+    #if [ -r "$BANK_DIR/$ACCNO.csv" ] ; then
+	#cp "$BANK_DIR/$ACCNO.csv" "$BANK_DIR/$ACCNO.csv.old"
+    #fi
+    #mv "$BANK_DIR/$ACCNO.csv.tmp" "$BANK_DIR/$ACCNO.csv"
 done < "$APIKEYS_FILE"
 
 # Mark