diff --git a/src/members-payments.scm b/src/members-payments.scm
index 4375e95..33d1312 100644
--- a/src/members-payments.scm
+++ b/src/members-payments.scm
@@ -117,12 +117,26 @@
 	  (bank-fio-parse (make-pathname dir (string-append acc ".csv"))))
 	accounts-list))
 
+ ;; Reads single number from given file and returns it. If no number
+ ;; is and/or the file does not exist, returns #f.
+ (define (get-latest-checked-id file-name)
+   (call/cc
+    (lambda (ret)
+      (with-exception-handler
+       (lambda (ex)
+	 (ret #f))
+       (lambda ()
+	 (with-input-from-file file-name
+	   (lambda ()
+	     (number->string (read-line)))))))))
+
  ;; If apikeys is not #f, loads the account numbers, loads bank
  ;; accounts and processes transactions.
  (define (members-payments-process mb apikeys-file dir checked-fn)
    (if apikeys-file
        (let* ((acc-list (load-accounts-list apikeys-file))
-	      (accounts (if acc-list (load-accounts acc-list dir) #f)))
+	      (accounts (if acc-list (load-accounts acc-list dir) #f))
+	      (last-checked (get-latest-checked-id checked-fn)))
 	 (if accounts
 	     (let ((mbp (foldl members-payments-process-bank
 			       mb